Sunday, 25 December 2016

Missed Call Balance Enquiry Number For All Banks in India


Modern technology is gifting effortless life for us day by day. One more facility of which everyone should be aware of is the service of providing balance from your bank account in your inbox without standing in queue at bank or any atm. You can now get your account balance from respective bank only  by giving a miss call.
It comes as a handy procedure with your mobile device. No need to carry your passbook for mini statement. Anytime from anywhere you can give miss call from your registered mobile number and the respective bank authority will inform you about your account balance in return text message instantly.
For this, you have to register your valid active mobile number to be associated with your account. Once your mobile number is registered you can give miss call on the respective toll free number of the bank. After giving miss call a message will be sent to you having your account balance. This service saves your time and it will reduce queue length in the banks at the same time.
I have gathered from different sources the numbers for various banks in India providing with this services to customers. You may check out the list and get the number of your respective bank to use the service at your own risk. The blog authority will not be responsible for any kind of mismanagement or loss.
1. State Bank Of India (SBI)
To enable this feature, first you have to active “SBI quick Service“. For registration, type”REGaccount” in message box and send it to “9223488888“. Message should be sent from the the number associated with your bank saving account.
After activation, you can know your account balance by giving missed call or sending sms “BAL” to the number “9223488888“.
2. Punjab National Bank (PNB)
First you to have to register your mobile number. For registration, call PNB customer care executive and verify your account by answering a few verification questions. The will active this service in your mobile number. Now you can know balance by giving miss call to numbers 18001802222 and 01202490000.
3. Axis Bank
If you have Axis Bank account you can give miss call on 09225892258. You can use only number that you have registered while filling up the account form. You can’t use other number for this service.
4. Andhra Bank
As number of users were using ATMs for getting balance statement. After starting balance enquiry on miss call service they saw decrease in ATM hits for balance enquiry and also decreased staff overload.
Just give a missed call to 09223011300 from the phone number registered with the Andhra Bank. Call will get disconnected after 2-3 rings automatically and you will get SMS with account balance details.
5. Allahabad Bank
If your mobile number is registered with Allahabad Bank, then you can get account balance and last 5 transactions details by calling at the following number: 09224150150.
6. Bank of India (BOI)
Balance enquiry numbers for bank of India are 09015135135/09266135135. Just give a ring to these numbers, balance details will be sent through sms. Make sure you have the number registered with your account. If not you must contact your bank for registering your number.
7. Bank of Baroda (BOB)
Bank of baroda is yet another popular government sector bank which provides “miss call” facility for “balance enquiry“. You need to call at number 09223011311, call will be disconnected after first ring automatically and balance details will be sent via sms.
8. Bhartiya Mahila bank
This bank provides facility on the number 09212438888.
9. Canara Bank
If you have account in Canara bank, you can know your account balance by giving miss call to 09289292892 through your registered mobile number. Call will be disconnected automatically and system will message account balance information to account holder number.
10. Central Bank of India
It is a well-known nationalized bank offering customer friendly services. The miss call balance enquiry number for CBI bank is 09222250000. Process is same, just give a ring to this toll free number.
11. Corporation Bank
  • To get balance in Hindi – 09289792897 (Domestic Customers)
  • To get balance in Hindi – 919289792897 (customer living in abroad)
  • To get balance in English – 09268892688 (Domestic Customers)
  • To get balance in English – 919268892688 (Living in abroad)
12. Dena Bank
  • 09289356677 Balance for operative accounts
  • 09278656677 Mini statement of operative accounts for last 4 transactions
13. Dhanlaxmi Bank
You need Give a Missed Call from your registered Mobile number to: +918067747700 to get instant account balance details.
14. HDFC Bank
In case of HDFC bank, call at 18002703333 and they will sms you account balance details instantly. You can call at 18002703355 to know your mini statement. To know balance details by sms, type “bal” and send it to 5676712. To get mini statement, type “txn” and send it to 5676712.
15. IDBI Bank
From mobile number registered with IDBI saving account, Give a missed call to —-  or SMS “BAL” to —- and in some seconds you will receive a text in your inbox containing your account balance information.
16. ICICI Bank
This is one of the leading private banks in India. This bank steps in technology with various services and facilities. How it can lack in providing this service.
To know your ICICI bank account balance call at 02230256767, After calling on this number will call automatically gets dropped and service from the bank will text you your account balance.
To get details via sms: Type “IBAL Last 6 digits of your account number” and send it to 9215676766.
17. Indian Bank
Balance checking number for Indian bank is 09289592895. Just give a few rings to this number.
18. Karnataka Bank
Karnataka Bank users can use 18004251445 toll free number to give miss call to enjoy handy service of getting account balance details and 18004251446 to get mini statement.
19. Kotak Mahindra bank
Including various user friendly services, Kotak Mahindra bank also provides balance enquiry on miss call service to make it easy for customers to get the balance. You can use the number 18002740110
20. Karur Vysya Bank
For Balance enquiry – 09266292666
For Account Statement enquiry – 09266292665
21. Oriental Bank of Commerce (OBC)
To get account balance, type “ACBAL 14 digits Account number” and send it to Mobile number 9915622622. Mobile number must be registered with obc account.
22. Punjab & Sind Bank
1800221908
23. Syndicate bank
First you have to register your mobile number with Syndicate bank account. For registration, type “SREG <Customer-ID>” and send it to 09241442255. After completion of registration, you can get account balance details by just giving miss call to: 09241442255 or 08067006979.
24.Union Bank of India
Toll free number 09223009292 can be used to receive balance of account holder through its registered number. You can get ubi primary account balance by giving Missed call to 09223008586.
To know primary account balance by sms, type “UBAL” and send it to 09223008486. To know mini statement, type “UMNS” and sent to 09223008486.
25. UCO Bank
UCO bank is well known for its services also provide balance enquiry on giving miss call on 09278792787 and get details by sms on your mobile phone.
26. Vijaya Bank
Missed call balance enquiry number for vijaya bank is 18002665555.
27. Yes Bank
This is also a well-known Bank in India. Yes Bank also provide balance enquiry on miss call facility. In case of Yes Bank, you can know account balance details by just giving missed call at number 09840909000 from your registered mobile number.
28. Indian Overseas Bank (IOB):
The number for IOB to know balance by missed call is 04442220004. Just give 2-3 rings from your registered mobile number.
IOB bank provides sms banking feature which let you enquiry account balance quickly. To get benefit of sms banking, you have to register for mobile banking. To know your IOB account balance, type “BAL” and send it to “+919551099007“.
29. Lakshmi Vilas Bank
For balance inquiry type “LVB BAL <Customer
No>” and send it to 9282441155.
30. Citi Bank
To know the latest balance in your Citibank account type “BAL<space>Last 4 digits of your debit card number” and send it to “52484 or +91 9880752484“.
31. State Bank of Travancore (SBT):
To know your SBT account balance through SMS, give a missed called to 1800 270 2525.
32. State Bank of Bikaner and Jaipur (SBBJ):
  • For one time registration send SMS “regsbbj <Space> Account No.” to 922348888.
  • For balance enquiry sms “BAL” to 922376666.
  • For Mini Statement sms “MSTMT” to 922386666.

33. List of missed call balance enquiry number :
Name Of Bank
Balance Enquiry Number
For Mini Statement
Catholic Syrian Bank (CSB)
098959 23000
098959 23000
DCB Bank
7506660011
7506660022
IDFC Bank
NA
NA
IndusInd Bank
 NA
 NA
Jammu & Kashmir Bank
 NA
NA
Nainital Bank
NTBL<space>BAL<space><Last 13 digit of Account No> and send it to 56363
NA
RBL Bank
1800 419 0610
NA
Saraswat Bank
9223040000
9223501111
South Indian Bank
09223008488
NA
State Bank of Patiala
 09223766666
 NA
State Bank of Mysore
 09223766666
 NA
Tamilnad Mercantile Bank
09211937373
NA
United Bank of India
 09015431345
 NA
I have listed most popular banks. You may add any other bank in the list by writing in the comment box below.
Statutory Caution: All the data have been collected from different sources and there might be some errors. So you are requested to verify the data before using it. You may check out the list and get the number of your respective bank to use the service at your own risk. The blog authority will not be responsible for any kind of mismanagement or loss.

Monday, 12 December 2016

Tips to have sound sleep



We, like all animals, need sleep, along with food, water and oxygen, to survive. For us sleep is a vital indicator of overall health and well-being. Sleep protects our health and keeps us active and alert. In addition, it revs up our metabolism and regulates our hunger hormones so it helps us maintain a healthy weight. Sleep is important for mental function: alertness, memory consolidation, mood regulation, and physical health.

Sleep is important for your physical and mental health, but how many hours of sleep you need everyday depends on your age. The National Sleep Foundation with the help of experts  identifies the ideal amount of time a person needs to sleep according to their age:

  • Newborns (0 to 3 months): 14 to 17 hours of sleep
  • Infants (4 to 11 months): 12 to 15 hours of sleep
  • Toddlers (1 to 2 years): 11 to 14 hours of sleep
  • Preschoolers (3 to 5 years): 10 to 13 hours of sleep
  • School-aged children (6 to 13 years): 9 to 11 hours of sleep
  • Teenagers (14 to 17 years): 8 to 10 hours of sleep
  • Young adults (18 to 25 years): 7 to 9 hours of sleep
  • Adults (26 to 64 years): 7 to 9 hours of sleep
  • Older adults (65 years or older): 7 to 8 hours of sleep
           This is the first time that any professional organization has developed age-specific scientific literature relating sleep duration to health, performance, and safety. It is providing these scientifically grounded guidelines on the amount of sleep we need each night to improve the sleep health of the millions of individuals and parents.


     To pave the way for better sleep, follow these simple yet effective healthy sleep tips:

  • Stick to a sleep schedule, even on weekends.
  • Practice a relaxing bedtime mood.
  • Exercise daily.
  • Evaluate your bedroom to ensure ideal temperature, sound and light.
  • Sleep on a comfortable mattress and pillows.
  • Beware of hidden sleep stealers, like alcohol and caffeine.
  • Turn off electronics before bed.
  • Most importantly, make sleep a priority.


        You must schedule sleep like any other daily activity, so put it on your "to-do list". Follow a regular schedule to live a happier and healthier life. Erratic sleep patterns can leave you feeling out of track, so a regular sleep schedule may be exactly what you need. Just a few adjustments to your daily routine can help you go to bed and wake up at the same time every day. These tips will help you take control of your internal clock:

  • Pick a bedtime and a wake-up time—and stick to them as much as possible. Life will inevitably interfere, but try not to sleep in for more than an hour or two, tops, on Saturdays and Sundays so that you can stay on track.
  • You won’t be able to pick your sleep schedule overnight. The most effective tactic is to make small changes slowly. If you’re trying to go to sleep at 10:00pm, rather than midnight, for example, try this: For the first three or four nights, go to bed at 11:45pm, and then go to bed at 11:30pm for the next few days. Keep adjusting your sleep schedule like this.
  • Though it’s certainly tempting to hit the snooze button in the morning to get a few extra winks, resist. The first few days of getting up earlier won’t be easy, but post-snooze sleep isn’t high quality. Instead, set your alarm to the time that you actually need to get up. Rather, if you can, skip the alarm altogether. Your body should wake up naturally after a full night’s sleep—usually seven to nine hours—and you’ll feel most alert if you wake up without an electronic aid.
  • Eat your last meal two to three hours before bedtime and have dinner around the same time every night. It will help keep your whole body on track. Also, limit how much you drink before bedtime to avoid trips to the bathroom in the middle of the night. You should also avoid nicotine, caffeine, and alcohol in the evenings, since those stimulants take hours to wear off. Drinking caffeine in the afternoon or evening can also prevent you from sleeping deeply.
  • Beat stress. Stress not only makes you irritable and tense during the day—it can also make it more difficult to fall asleep and stay asleep. That’s because it puts you in a state of hyper arousal, causing your blood pressure and your breathing rate to increase. The key to combating stress is relaxation. Relax your body and mind from all kinds of stresses before going to bed. If your body is relaxed at night, it can ease you into dreamland.
  • A good workout can help you get stress free sound sleep. As little as 10 minutes of aerobic exercise, such as walking or cycling, can dramatically improve the quality of your night-time sleep, especially when done on a regular basis. Physical activity improves sleep quality and increases sleep duration. Exercise may also bolster sleep in other ways, because it reduces stress and tires you out. Early morning and afternoon exercise may also help reset the sleep wake cycle by raising body temperature slightly, then allowing it to drop and trigger sleepiness a few hours later. It can be especially helpful if you are able to exercise outdoors and let your body absorb natural sunlight during the daytime hours. 
  • Before bedtime, dim as many lights as possible and turn off bright overhead lights.
  • You may wake up during the night and not be able to get back to sleep. If you do wake up in the middle of the night, resist the urge to grab your Smartphone or tablet; these devices emit blue light, which can over-stimulate you and hinder your body’s ability to fall back to sleep.
  • Avoid computers, tablets, cell phones, and TV an hour before bed, since your eyes are especially sensitive to the blue light from electronic screens.
        Our cell phones, tablets, computers and other electronic gadgets have become such a huge part of our daily lives that it’s often hard to put them down—even at bedtime. Keeping your phone on your nightstand may not seem like a big deal, but technology affects your sleep in more ways than you realize. Whether you’re surfing the web, playing a video game, or using your phone as an alarm clock in the late evening, you’re probably keeping yourself from a restful night.
 
   The blue light emitted by screens on cell phones, computers, tablets, and televisions restrain the production of melatonin, the hormone that controls your sleep/wake cycle or circadian rhythm. Reducing melatonin makes it harder to fall and stay asleep. Make your bedroom a technology-free zone—keep your electronics outside the room (even a TV!).

   It may seem harmless to knock out a few emails before bed or unwind with a favourite movie, but by keeping your mind engaged, technology can trick your brain into thinking that it needs to stay awake. And if you’re surfing the web, seeing something exciting on Facebook, or reading a negative email, those experiences can make it hard to relax and settle into slumber. After spending an entire day surrounded by technology, your mind needs time to unwind.

  Just because you’re not using your cell phone before bed doesn’t mean that it can’t harm your sleep: Keeping a mobile within reach can still disturb slumber, thanks to the chimes of late night texts, emails, calls, or calendar reminders. In case of school going children, to get a better night’s slumber, parents can limit their kids’ technology use in the bedroom, and mom and dad should be solid role models and set the tone by doing the same.
   

 As sleep is essential for performing well in our work fields next day and after all for a healthy living, trend your body and mind to get the appropriate dose of it. Have a sound sleep.
Source: National Sleep Foundation (https://sleepfoundation.org)